MRPS facilitates individuals to plan and save for retirement. The process is particularly effortless for employees, as their employers handle all administrative tasks relating enrolment and monthly contribution deposits.

In addition to handling administrative arrangements, employers pay a matching monthly contribution for their employees. This immediately doubles employees' savings. To further maximize the savings and maintain value of savings, the Pension Office invests Pension Contributions received to MRPS.

While saving through MRPS is voluntary for self-employed and foreign nationals working in the Maldives, it is an opportunity worth pursuing as MRPS offers attractive investment opportunities and benefits.

Currently MRPS fund is the largest savings fund in the country offering some of the best investment opportunities available for individuals in Maldives. MRPS generates an average annual return of 5%.

In addition, providing Pensions at retirement, MRPS also facilitates members to obtain housing finance and allows eligible members to withdraw a portion of their pension savings for Hajj pilgrimage.